stokika Icon

sotika na stokika

Get sorted with stokika

Transform your business with stokika's smart stock financing and connect with trusted suppliers across Kenya and Africa

1000+
MSEs Empowered
47
Counties Covered
24/7
Platform Support

Smart Stock Financing for Vendors

Access inventory with flexible repayment cycles

Get the stock you need with competitive interest rates starting from 5%. Build your business with stokika's vendor financing solutions

5%
Lowest Interest Rate
47
Counties Covered
24/7
Platform Support

Connect with Verified Suppliers

Access Kenya's largest supplier network

Join thousands of verified suppliers on stokika platform. Find quality products, negotiate better prices, and grow your business network

500+
Verified Suppliers
47
Counties Covered
24/7
Platform Support

Empower Your Business with stokika

Start Growing Today

Unlock stock access today and elevate your business without the cash constraints.

24/7
Payment Processing
47
Counties Covered
24/7
Platform Support

Business Analytics & Insights

Data-driven decisions for growth

Track your performance with stokika's comprehensive analytics. Monitor sales, inventory, and supplier relationships to optimize your business

Real-time
Business Insights
47
Counties Covered
24/7
Platform Support

Empowering MSEs Across Africa

Supporting small businesses everywhere

stokika is dedicated to empowering Micro and Small Enterprises across Kenya and Africa with tools, financing, and networks for success

47
Counties Covered
47
Counties Covered
24/7
Platform Support

Flexible Financing Options

Repayment cycles that work for you

Choose from various repayment options with stokika. From weekly to monthly cycles, find a plan that matches your business cash flow

Flexible
Repayment Terms
47
Counties Covered
24/7
Platform Support
Scroll
📦
KES 45K Stock Value
📋
23 Active Orders
📈
+25% Growth
New Feature

Advanced Inventory Management

Take control of your inventory with real-time tracking, supplier management, and powerful analytics. Streamline operations and grow your business.

Real-time tracking
Supplier management
Analytics & reports
Order tracking
Launch Dashboard

About stokika

Empowering Micro and Small Enterprises across Kenya and Africa with smart stock access, supplier networks, and business growth tools.

Our Story

stokika was born from a simple observation: countless talented entrepreneurs across Kenya and Africa have the skills, determination, and market demand to succeed, but lack access to inventory. We set out to change that by creating a platform that bridges the gap between ambition and achievement, making stock financing accessible, transparent, and tailored to the unique rhythms of small businesses.

Our Promise

We promise to stand by every vendor, supplier, and entrepreneur who trusts us with their business growth. With transparent pricing, flexible repayment cycles, and dedicated support, we're committed to being more than a financing platform—we're your growth partner, invested in your success every step of the way.

Mission

To empower micro and small businesses across Kenya and Africa by providing accessible stock financing and tools of trade, enabling sustainable growth without cash flow constraints.

Vision

A future where no business dream stalls due to lack of stock. Every vendor, from mama mboga to service providers, has the inventory they need to thrive.

Mission Statement

We exist to democratize access to business inventory and tools across Africa, creating pathways for micro and small enterprises to scale sustainably through smart financing, verified supplier networks, and business intelligence tools.

What Makes Us Different

🎯

Business-Cycle Focused

Repayment terms that match your actual business cycles—daily, weekly, fortnightly, or monthly.

📸

Verified Delivery

Photo proof with geo-location, date, and time stamps ensure transparency and accountability.

📈

Growth-Oriented

Your credit limit grows as you demonstrate consistent repayment and business growth.

Our Values

💚

Integrity

We operate with complete transparency in pricing, terms, and processes.

🌟

Empowerment

We believe in the potential of every entrepreneur and provide tools for success.

🤲

Accessibility

Financial services should be available to all, regardless of business size.

🚀

Innovation

We continuously improve our platform to better serve our community.

🤝

Partnership

Your success is our success—we grow together as partners.

🎯

Accountability

We hold ourselves to the highest standards of service and support.

1000+
MSEs Served
47
Counties Covered
500+
Verified Suppliers
98%
Success Rate

How stokika Works

Four simple steps to grow your business

1
📝

Register Your Business

Quick registration with 24-hour verification. One-time fee based on your business size.

  • Fast verification
  • Secure process
  • Simple requirements
2
🏪

Browse Supplier Network

Access 500+ verified suppliers or nominate your preferred supplier.

  • Verified suppliers
  • Competitive prices
  • Wide selection
3
💰

Request Stock Financing

Choose your stock, we pay the supplier directly. Service fees from 5%-20% based on cycle.

  • No cash loans
  • Flexible cycles
  • Transparent fees
📦

Receive & Sell Products

Get delivery with photo proof (geo-location, date, time). Repay after selling based on your cycle.

Verified delivery
Track performance
Grow your limit

Who We Serve

Supporting diverse businesses across Kenya and Africa

🏪

Retail Stores

Kiosks, mama mboga, grocery shops, wine & spirits

Weekly Cycle
👕

Mitumba Sellers

Clothing vendors, bale traders

Monthly Cycle
🍞

Fast-Moving Goods

Milk vendors, smokie sellers, doughnut vendors

Daily Cycle
✂️

Service Providers

Barbers, salons, photographers, videographers

Tools of Trade
🌾

Cereal Traders

Maize, beans, rice, flour distributors

Fortnightly Cycle
🚀

Aspiring Entrepreneurs

Start your business with stock or tools

5% Starter Fee
🏗️

Hardware Stores

Building materials, tools, construction supplies

Monthly Cycle
💊

Pharmacies

Medicine, health products, medical supplies

Weekly Cycle
📱

Electronics Dealers

Phones, accessories, gadgets, repairs

Fortnightly Cycle

Real Success

Discover how stokika has transformed the lives and businesses of entrepreneurs across Kenya and Africa through smart financing solutions.

"stokika helped me expand from 1 to 3 stalls. My monthly revenue increased by 200% and I can now support my family better."

(5/5)
MW

Mary Wanjiku

Fruit Vendor, Nairobi

Success Metrics

200%
Revenue
📈
3 stalls
Growth
📈
6 months
Time
📈

"With stokika's supplier network, I found better deals and improved my profit margins by 40%. The platform is a game-changer."

(5/5)
JK

John Kimani

Electronics Shop, Mombasa

Success Metrics

40%
Profit
📈
KES 50K
Savings
📈
12 new
Suppliers
📈

"stokika's flexible financing allowed me to stock seasonal items without cash flow issues. My inventory turnover improved dramatically."

(5/5)
GA

Grace Akinyi

Clothing Boutique, Kisumu

Success Metrics

300%
Inventory
📈
4 covered
Seasons
📈
Improved
Cashflow
📈

"Getting bales upfront without paying cash first was a game changer. I can now stock more varieties and my customers love it."

(5/5)
PA

Pamela Aoko

Mitumba Seller, Migori

Success Metrics

150%
Sales Growth
📈
5 bales
Per Month
📈
Varieties
More Stock
📈

"I got my salon equipment through stokika and paid gradually. Now I have a fully equipped salon and steady income."

(5/5)
JO

Jeniffer Oketch

Salon Owner, Kisumu

Success Metrics

100%
Business Started
📈
6 months
Flexible Repayment
📈
Steady
Income
📈

Transparent Pricing

Pricing based on business experience and category

Anzisha

15%

For Aspiring Entrepreneurs

  • ✓ Up to KES 30,000
  • ✓ 14-day terms
  • ✓ Daily/Weekly cycles
  • ✓ Fast-moving goods only
  • ✓ Business analytics
  • ✓ Dedicated support
  • ✓ Dedicated stokika account

Gwiji

5%

For Mature & Established MSEs

  • ✓ Up to KES 500,000
  • ✓ 60-day terms
  • ✓ Monthly cycles
  • ✓ Bulk orders
  • ✓ Business analytics
  • ✓ Dedicated support
  • ✓ Dedicated stokika account

For Suppliers

Join our network and connect with verified vendors

📦

Supplier Network

FREE to Join

Connect with verified vendors across Kenya and Africa. Grow your business through our trusted platform with no upfront costs.

Free platform registration
Product catalog listing
Direct vendor connections
M-Pesa payment processing
Order management system
Basic analytics dashboard
Customer support

Ready to transform your business? Choose your path and get started today.

Get In Touch

Ready to transform your business with stokika? We're here to help you get started. Reach out to us and let's discuss how we can support your growth.

Send us a Message

Fill out the form below and we'll get back to you within 24 hours.

Contact Information

Get in touch with us through any of these channels. We're always ready to help you grow your business.

📞

Call Us

+254 700 123 456

Mon-Fri 8AM-6PM EAT

📧

Email Us

info@stokika.com

We reply within 24 hours

💬

WhatsApp

+254 700 123 456

Quick support available