Take control of your inventory with real-time tracking, supplier management, and powerful analytics. Streamline operations and grow your business.
STOCK BILA STRESS
Empowering Micro and Small Enterprises across Kenya and Africa with smart stock access, supplier networks, and business growth tools.
stokika was born from a simple observation: countless talented entrepreneurs across Kenya and Africa have the skills, determination, and market demand to succeed, but lack access to inventory. We set out to change that by creating a platform that bridges the gap between ambition and achievement, making stock financing accessible, transparent, and tailored to the unique rhythms of small businesses.
We promise to stand by every vendor, supplier, and entrepreneur who trusts us with their business growth. With transparent pricing, flexible repayment cycles, and dedicated support, we're committed to being more than a financing platform—we're your growth partner, invested in your success every step of the way.
To empower micro and small businesses across Kenya and Africa by providing accessible stock financing and tools of trade, enabling sustainable growth without cash flow constraints.
A future where no business dream stalls due to lack of stock. Every vendor, from mama mboga to service providers, has the inventory they need to thrive.
We exist to democratize access to business inventory and tools across Africa, creating pathways for micro and small enterprises to scale sustainably through smart financing, verified supplier networks, and business intelligence tools.
Repayment terms that match your actual business cycles—daily, weekly, fortnightly, or monthly.
Photo proof with geo-location, date, and time stamps ensure transparency and accountability.
Your credit limit grows as you demonstrate consistent repayment and business growth.
We operate with complete transparency in pricing, terms, and processes.
We believe in the potential of every entrepreneur and provide tools for success.
Financial services should be available to all, regardless of business size.
We continuously improve our platform to better serve our community.
Your success is our success—we grow together as partners.
We hold ourselves to the highest standards of service and support.
Four simple steps to grow your business
Quick registration with 24-hour verification. One-time fee based on your business size.
Access 500+ verified suppliers or nominate your preferred supplier.
Choose your stock, we pay the supplier directly. Service fees from 5%-20% based on cycle.
Get delivery with photo proof (geo-location, date, time). Repay after selling based on your cycle.
Supporting diverse businesses across Kenya and Africa
Kiosks, mama mboga, grocery shops, wine & spirits
Weekly CycleClothing vendors, bale traders
Monthly CycleMilk vendors, smokie sellers, doughnut vendors
Daily CycleBarbers, salons, photographers, videographers
Tools of TradeMaize, beans, rice, flour distributors
Fortnightly CycleStart your business with stock or tools
5% Starter FeeBuilding materials, tools, construction supplies
Monthly CycleMedicine, health products, medical supplies
Weekly CyclePhones, accessories, gadgets, repairs
Fortnightly Cycle✨ Real Impact Stories
Discover how stokika has transformed the lives and businesses of entrepreneurs across Kenya and Africa through smart financing solutions.
Pricing based on business experience and category
For Aspiring Entrepreneurs
For Businesses Under 3.5 Years
For Mature & Established MSEs
Join our network and connect with verified vendors
FREE to Join
Connect with verified vendors across Kenya and Africa. Grow your business through our trusted platform with no upfront costs.
Ready to transform your business? Choose your path and get started today.
🌟 Let's Connect
Ready to transform your business with stokika? We're here to help you get started. Reach out to us and let's discuss how we can support your growth.
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